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Prescription Drug Assistance on Medicare

If a prescription is unaffordable, you have more options than you think. On Medicare you usually can't use manufacturer copay coupons — but you can often use the manufacturer's Patient Assistance Program (free drug by income), nonprofit foundation grants, and Extra Help. Pick your drug below to see the programs that fit.

Rocco DeLuca helping a Medicare beneficiary with a prescription at Smith's Pharmacy in Vernal
Local Help with Your Medication Costs

We'll search programs so you can save.

On Medicare? You generally cannot use manufacturer copay coupons or savings cards — federal anti-kickback rules block them. But manufacturer Patient Assistance Programs (free drug by income) and nonprofit foundation grants still can help. The search below focuses on the programs that work with Medicare.

Search Assistance Programs

Search a medication, or filter by condition and program type, to see every program that may help.

Try:

The Four Kinds of Help

These programs can lower what you pay for medications.

1. Manufacturer Patient Assistance Programs

The drug company provides the medication free or at a low cost based on income.

2. Nonprofit / Patient Foundations

Disease-based charities help with copays and out-of-pocket costs.

3. Government Programs

Extra Help and Medicare Savings Programs can lower drug and Medicare costs.

4. Search & Discount Tools

Free databases and tools that find additional ways to save on medications.

Find Assistance by Medication

Select your condition to see programs that may help.

Diabetes

Heart & cardiovascular

Blood clots / AFib

High cholesterol

Autoimmune (RA, Crohn's, psoriasis)

Asthma / COPD / lung

Kidney disease

Do I Qualify? Quick Eligibility Estimator

Answer a few quick questions for a rough idea of which kinds of help you may qualify for. Nothing is saved or submitted.

Foundation Fund Status

Fund availability changes often and varies by diagnosis — always verify directly with the foundation before applying.

PAN Foundation 🟢 Fund open
HealthWell Foundation 🟡 Verify availability
Good Days 🟡 Verify availability

Documents You'll Need to Apply

Prescription Drug Assistance — Document Checklist

Vernal Medicare · Rocco DeLuca, licensed Utah Medicare agent · 435-219-5120

  • Medicare card (red, white & blue)
  • Prescription drug plan (Part D) card
  • Social Security award or benefit letter
  • Proof of income (Social Security, pension, wages)
  • Most recent tax return, if you file one
  • Complete medication list with dosages
  • Preferred pharmacy name & address
  • Bank & resource information (for Extra Help and Medicaid)
  • Prescribing doctor's name & contact info (for diagnosis verification)

Don't see your medication, or not sure where to start? Call us — we'll screen every program you might qualify for and help you apply, free, anywhere in the Uintah Basin or by phone across Utah.

We're Here to Help

Our job is to save you time and money.

  • We check every option
  • Help with applications
  • Local & personal support
Call 435-219-5120

Related Medicare Tools

Frequently Asked Questions

What is Medicare Extra Help?

Extra Help (also called the Part D Low-Income Subsidy or LIS) is a federal program that lowers or eliminates Part D premiums, deductibles, and copays for people with limited income and resources. You apply free through Social Security.

Can I use a manufacturer copay card if I have Medicare?

Usually no. Federal anti-kickback rules generally prohibit people with Medicare or other government drug coverage from using manufacturer copay coupons or savings cards. However, you may still qualify for that manufacturer’s Patient Assistance Program, which provides the drug free or at low cost to eligible people based on income.

What are copay assistance foundations?

Nonprofit foundations such as the PAN Foundation, HealthWell Foundation, Good Days, and the Patient Advocate Foundation Co-Pay Relief Program provide grants that cover out-of-pocket costs for specific diseases. Unlike manufacturer copay cards, these grants can be used by people on Medicare.

How do I qualify for prescription assistance?

Most programs use income limits, often a multiple of the federal poverty level, and many are tied to a specific diagnosis. Manufacturer programs typically require you to be uninsured or underinsured. Each program lists its own rules, and we can help you check yours and apply.

Is this assistance free to apply for?

Yes. Every program listed here is free to apply for. Be cautious of anyone who charges a fee to enroll you in Extra Help, a foundation grant, or a manufacturer assistance program.

Does Medicare's $2,000 cap help with drug costs?

Yes. Since 2025, Medicare Part D limits what you pay out of pocket for covered drugs to $2,000 per year, and the Medicare Prescription Payment Plan lets you spread that amount across monthly installments. Assistance programs can help with costs before and around that cap.

Sources

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Rocco DeLuca, licensed Medicare agent in Vernal, Utah

Talk to a local, licensed agent

Rocco DeLuca can walk you through your options — free, no pressure.