Does Medicare Cover It?
Medicare coverage isn’t one-size-fits-all. This center answers the most common “Does Medicare cover…” questions — so you know what to expect, and what to do next.
- Clear AnswersPlain language you can trust
- 11 Common ServicesOrganized by type of care
- Know Before You GoAvoid surprises and extra costs
Not sure about a service or item? Call us free at 435-219-5120 (TTY: 711) and we’ll check it for you.
Explore Coverage by Type of Care
Preventive & Wellness
Screenings, the annual wellness visit, mental health, and telehealth.
- Mental Health Care Covered
- Preventive Services Covered
- Telehealth Covered
Therapy & Specialists
Physical therapy, chiropractic, acupuncture, and foot care.
- Acupuncture Limited coverage
- Chiropractic Care Limited coverage
- Foot Care (Podiatry) Limited coverage
- Physical Therapy Covered
Facility & End-of-Life Care
Skilled nursing after a hospital stay, and hospice.
- Hospice Care Covered
- Skilled Nursing Facility Care Covered with conditions
Equipment & Transport
Durable medical equipment and ambulance service.
- Ambulance Services Covered with conditions
- Durable Medical Equipment Covered
Related Services
Vision, hearing, and dental coverage basics — and what it all costs.
Where to Next?
Not sure if Medicare covers a service or item? Start here.
Check Your Situation With a Local Person — Free
Whether a service is covered often comes down to the details — medical necessity, which provider, inpatient vs. observation. We’ll tell you what to expect, and what a bill should look like.
Frequently Asked Questions
How do I know if Medicare covers a service?
A service is covered when it is medically necessary and delivered by a provider who accepts Medicare. Original Medicare (Parts A and B) covers hospital and medical care; Part D covers prescriptions; Medicare Advantage must cover everything Original Medicare does and often adds extras. When in doubt, ask before you get the service.
What does Medicare NOT cover?
Original Medicare generally does not cover routine dental, vision, or hearing, most long-term custodial care, routine foot care, or care that is not medically necessary. Some of these can be added through a Medicare Advantage plan or a separate policy.
Why did I get a bill for something I thought was covered?
Common reasons: the provider does not accept Medicare assignment, the service was "observation" rather than inpatient, a screening turned into a diagnostic test, or you had not met your deductible. We can help you read the bill and check it, free.
Sources: Medicare.gov — what Medicare covers
Common Coverage Centers
Talk to a Local, Licensed Agent
Rocco DeLuca can walk you through your options — free, no pressure.
Call 435-219-5120 → — Rocco DeLuca