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Rocco DeLuca — Vernal Medicare
Live countdown

Medicare Enrollment
Countdown

By Rocco DeLuca, Licensed Medicare Insurance Agent · Updated July 2026 · How we keep this accurate

A live countdown to your Medicare enrollment windows. Enter your date of birth to see your personal Initial Enrollment Period tick down to the day, alongside the recurring Annual Enrollment Period (Oct 15 – Dec 7) and General Enrollment Period (Jan 1 – Mar 31).

See exactly how many days until your Initial Enrollment Period opens and closes, plus a live clock on the Annual and General Enrollment Periods — ticking down to the second.

Live, to the Second

Every countdown ticks down in real time — no need to refresh the page.

Your Personal IEP

See the exact day your 7-month Initial Enrollment Period opens and closes.

AEP & GEP, Always On

The Annual and General Enrollment Periods count down year-round, no birthday needed.

Avoid Late Penalties

Miss your window and you could face a lifetime late-enrollment penalty.

Start Your Countdown

Adjust the inputs below — your countdown updates as you type.

Your details

We count down to the 7-month Initial Enrollment Period around your 65th birthday.

Your enrollment status

Enter your details to see an estimate.

Live countdown

Initial Enrollment Begins
—
days
Enter your date of birth
Initial Enrollment Ends
—
days
Enter your date of birth
Annual Enrollment Period
—
days
—
Oct 15 – Dec 7
General Enrollment Period
—
days
—
Jan 1 – Mar 31

Want the whole picture, not just the clock? See our enrollment timeline calculator for a visual walkthrough, or call and we'll map your dates with you.

Frequently Asked Questions

When does Medicare enrollment start?
Your Initial Enrollment Period starts 3 months before the month you turn 65 and ends 3 months after — a 7-month window.
When does the Annual Enrollment Period (AEP) begin?
The Annual Enrollment Period runs from October 15 to December 7 every year. You can join, switch, or drop a Medicare Advantage or Part D plan for the following year.
Can I delay Part B?
Yes, if you have active employer coverage from a company with 20 or more employees. Without qualifying coverage, delaying Part B can trigger a lifetime late-enrollment penalty.
What if I miss my Initial Enrollment Period?
You may need to wait for the General Enrollment Period (January 1 to March 31) and could face lifetime late-enrollment penalties for Part B and Part D.

Sources

Talk to a local, licensed agent

Rocco DeLuca can walk you through your options — free, no pressure.

Call 435-219-5120 Get a Free Quote