Which Medicare Plan Fits You?
Answer 7 quick questions about your age, prescriptions, doctor visits, priorities, and travel habits. We’ll point you toward a coverage type worth exploring — Medigap, Medicare Advantage, Part D, or a Dual Eligible plan — along with what to weigh and what to discuss with a local agent.
Not sure whether Original Medicare with a supplement, a Medicare Advantage plan, or something else fits you best? Answer 7 quick questions below — it takes about a minute.
Medicare Coverage Explained
Original Medicare
Federal Part A (hospital) and Part B (medical). You can see any provider that accepts Medicare, but there's no yearly out-of-pocket cap on its own.
Medigap (Medicare Supplement)
A private policy that pairs with Original Medicare to cover most of what it doesn't — predictable costs and nationwide doctor freedom for a monthly premium.
Medicare Advantage (Part C)
An all-in-one private plan that bundles Parts A, B, and usually D, often with extras like dental and vision — with networks, copays, and a yearly out-of-pocket cap.
Part D
Prescription drug coverage, either standalone or built into a Medicare Advantage plan. Enrolling on time avoids a lifetime late penalty.
Extra Help
A federal program that lowers Part D drug costs for people with limited income and resources.
Dual Eligible Plans (D-SNP)
Special plans for people with both Medicare and Medicaid that often add benefits like grocery/OTC cards, transportation, and dental at very low cost.
Frequently Asked Questions
Which Medicare plan is best?
Should I choose Medigap or Medicare Advantage?
Do I need prescription drug coverage?
Can I switch plans later?
Sources
- Medicare.gov — Medicare.gov
Talk to a local, licensed agent
Rocco DeLuca can walk you through your options — free, no pressure.